Home
Security Center Online Banking
Sign In Open Account
Legal

Schedule of Fees

Fees and charges associated with your Keystone National Bank accounts and services.

Last updated: January 15, 2024

This Schedule of Fees is incorporated by reference into the Terms and Conditions. Fees shown below are the standard rates and may be waived based on your account type, relationship, or promotional offers.

Monthly Maintenance & Service

ServiceFee
Standard Checking - Monthly Maintenance$12.00
Standard Savings - Monthly Maintenance$8.00
Paper Statement (per statement)$2.00
Check Printing (varies by design)$15.00+

Transaction Fees

ServiceFee
Domestic Wire Transfer (outgoing)$25.00
International Wire Transfer (outgoing)$45.00
Incoming Wire Transfer$15.00
ACH / External Transfer$0.00
Overdraft (per item)$35.00
Insufficient Funds / Returned Item$35.00
Excess Withdrawal (per transaction over limit)$10.00

Card Services

ServiceFee
Card Replacement (standard)$0.00
Card Replacement (expedited)$25.00
Foreign Transaction Fee2.5%
ATM Withdrawal (non-Keystone network)$3.00
Cash Advance3% (min $5)

Miscellaneous

ServiceFee
Stop Payment$30.00
Notary Service (per signature)$10.00
Account Research / Copies (per item)$5.00
Wire Recall / Amendment$30.00
Account Closure (within 90 days of opening)$25.00

Fees are subject to change with notice as required by law. For questions about any fee, please contact us at (270) 300-9913 or visit any branch. See also our Electronic Fund Transfer Agreement.